Try Argo AI free — 10 live Business Pulse reports with a free account, no credit card required. Run a search →
Our Mission

Commercial risk and credit,
decided faster — explained fully.

AI-powered underwriting and lending assessment that moves in days, not weeks — with a full audit trail behind every decision.

The Moment

AI can now read a submission or a loan file, extract the numbers, and reason over them the way an underwriter or credit officer would — compressing work that used to take days into minutes. Argonaut is built on the premise that speed and explainability shouldn't be a tradeoff: the evidence and the audit trail ship with every decision, not bolted on after the fact.

Three Goals.
One Platform.
Goal 01
Faster.
Full risk synthesis, DSCR calculation, and credit memo drafting that used to take days of manual review now runs in minutes.
Goal 02
Explainable.
Every agent recommendation ships with the evidence behind it, the reasoning, and a confidence level — never just a number.
Goal 03
Compliant by design.
Immutable audit trails and version-pinned decisions ship with every submission and every deal, built in rather than bolted on.
Who We Empower

Built for the people who assess risk and credit.

Argonaut puts institutional-grade AI in the hands of the brokers, underwriters, and loan officers who move deals from intake to decision every day.

For Brokers

Compete on quality, not just relationships.

Independent brokers submit blind and get graded on placement speed, with no visibility into why a carrier passed — Argonaut levels that.

  • See what a carrier will ask, before you submit
  • Match appetite instead of guessing where to send it
For MGAs & Carriers

Auditable AI. Portfolio intelligence at scale.

MGAs and carriers make decisions on submissions they can't fully verify — Argonaut gives both a shared, auditable pipeline to work from.

  • Standardized intake across every broker partner
  • Straight-through processing for high-confidence files
For Lenders

Credit analysis as fast as your pipeline.

Loan officers spend days manually pulling financials out of PDFs — Argonaut automates the extraction so judgment calls get the time.

  • DSCR calculated automatically from uploaded financials
  • Credit memo drafted and ready to edit
Our Principles

How we build for regulated decisions.

The design constraints that make Argonaut fast enough to matter and rigorous enough to trust.

01 — EXPLAINABILITY

No black boxes.

Every agent recommendation includes its evidence, its logic, and a confidence level — a regulator or auditor should be able to read exactly why it reached that output.

02 — COMPLIANCE BY DESIGN

Audit trails, not afterthoughts.

Every override, referral, and decline is captured with its full rationale as a first-class output, not paperwork stapled on after the fact.

03 — HUMAN IN THE LOOP

AI recommends. People decide.

Argonaut agents augment underwriter and credit officer judgment, never replace it — a named human signs off on every decision.

Join Us

Faster assessments.
Decisions that hold up.

Whether you're placing commercial insurance or underwriting a commercial loan, Argonaut is the AI layer built to move fast and stand up to scrutiny.